Weather your finances with Nephy.

The elegant personal finance app that syncs all your expenses in real-time across your devices. Track your spending, manage category budgets, and monitor your budget health visually.

Nephy Dashboard Preview

Designed for Your Financial Wellness

Nephy brings smart, beautiful, and secure budgeting layouts to your phone, keeping you aligned on what matters.

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Interactive Monthly Pace

Monitor your spending speed day by day. Enter your monthly target and adjust the day slider to see your ideal spending pace and remaining allowance.

CHF
Day of the Month 15
Ideal Spent
CHF 600.00
Remaining
CHF 600.00
Daily Left
CHF 40.00
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Smart Keyword Auto-Categorization

Type a merchant and watch it classify itself. Nephy matches user-defined keywords (like 'Migros' or 'Spotify') to automatically assign categories and styles, making tracking effortless.

Migros Spotify SBB Ticket Starbucks Netflix
Groceries
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iCloud Sync across Devices

Secure, real-time synchronization of all expenses across your iPhone, iPad, and Mac using native iCloud. No accounts to create, absolute privacy.

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Visual Financial Weather

Dry numbers are hard to digest. Nephy introduces 'Financial Weather' to translate your current budget limits into sunny, cloudy, or rainy status indicators so you know your financial state at a glance.

On track You are moving steadily
Simulated spending: 50%

Setting Up Nephy in 4 Steps

Get started quickly and experience visual finance sync built right into Apple's ecosystem.

1

Add Categories & Keywords

Create your custom categories (Groceries, Dining, Transport) and assign keyword triggers to detect merchants automatically.

2

Set Category Budgets

Define your monthly spending limits per category. Keep track of how much you spend to easily stay on budget.

3

Sync Expenses Instantly

Every expense you add syncs securely across all your devices via iCloud. Access your budgets anytime, whether on iPhone, iPad, or Mac.

4

Watch Your Weather

Open the dashboard to review your financial health. Sunny weather lets you know you are safe to spend, while showers suggest caution.

Siri & Shortcuts Automation Tutorial

Follow these 8 simple steps to automate logging your expenses in Nephy every time you tap to pay with Apple Pay.

1

Open Shortcuts

Tap Automation, then tap +.

2

Choose Wallet

Tap Wallet, then tap the card or cards you use to track expenses.

3

Select Categories

Check every category. Leave Filter Merchants as it is.

4

Run Automatically

Tap Run Immediately, not Run After Confirmation. Notify When Run is optional.

5

Create Shortcut

Tap Create New Shortcut. Search Nephy. Tap Add Expense.

6

Set Amount

Tap Amount. Scroll to Shortcut Input, tap it, tap it again, then choose Amount.

7

Set Title

Tap Title. Scroll to Shortcut Input. Tap it, tap it again, then choose Merchant.

8

Finish

Turn off Show When Run. Tap Done in the top right.

Video edited with Clideo

Start Weathering Your Budget

Take control of your personal finances, track your category spending, and experience beautiful, secure iCloud sync today.